Utami, S. S. ., Rofi’ah, S. . Avira, and E. . Setyaningsih. “Innovation in Financial Management: New Strategies for Enhancing Efficiency and Company Performance”. ENDLESS: INTERNATIONAL JOURNAL OF FUTURE STUDIES, vol. 7, no. 2, July 2024, pp. 26-44, http://endless-journal.com/index.php/endless/article/view/282.